Lending, vaults & borrowing · EUR stablecoins

Markets are matched to canonical euro-stablecoin deployments by exact token address and chain. Each market is read from its own protocol (Aave V3, Aave V4, BENQI, Euler, Fluid, Moola, Folks, Morpho, Kamino, Jupiter Lend). A third-party aggregator index is used only to discover euro Earn and Vault reserves on lending protocols not read directly, classified by that index’s own protocol category, and never for borrow data. Every euro single-exposure candidate is classified and stored — a direct-lending reserve as Earn, a yield/strategy wrapper as a Vault, a below-threshold market as low-liquidity — while a candidate whose protocol is genuinely non-lending (for example RWA, CDP, or staking) is recorded in a coverage diagnostic with that reason rather than shown as a lending market. Isolated markets (Morpho, Jupiter borrow) carry a native collateral + LLTV; pooled-collateral markets (Aave, BENQI, Euler, Moola, Kamino, Folks) are labelled cross-collateral — no single LTV is shown as a collateral limit. APY is in percentage points; a Morpho Vault V2 figure is a realised average excluding rewards, while an aggregator-listed vault shows its current supply APY (labelled per row); borrow APY is a cost. Markets below the default economic thresholds (supply/TVL $100k; borrow also needs borrowable liquidity ≥ $10k) are hidden unless “Show low-liquidity” is enabled. These are visibility thresholds, not endorsements.